HO-6 is primarily designed for which type of property owner?

The HO-6 policy, also known as a condo insurance policy, is specifically tailored for condominium unit owners. This type of insurance provides coverage for personal property, liability, and the interior of the unit, including improvements and alterations made by the owner. Unlike standard homeowners' policies, which cover entire single-family homes, the HO-6 is structured to address the unique needs of a condo owner, who typically shares common areas and is only responsible for the interior of their unit.

This policy would not be appropriate for single-family homeowners, renters, or commercial property owners. Single-family homeowners would require a different form of homeowners insurance, while renters would typically look for renter's insurance to safeguard their personal belongings without needing to cover the structure itself. Commercial property owners would need commercial insurance tailored to protect their business assets and operations, which is distinct from the personal liabilities and coverage needed by individual condo owners.

Thus, the HO-6 policy is uniquely suited to meet the requirements of condominium unit owners, making it the correct answer.