Which coverage pertains specifically to protecting customers' vehicles while in the possession of a business?

Study for the Oklahoma Property and Casualty Test. Use multiple choice questions and explanations to boost your readiness. Get prepared today!

Garagekeepers Coverage is designed specifically to protect customers' vehicles while they are in the possession of a business, such as auto repair shops, car washes, or service stations. This coverage addresses the liability of the business for damage to or loss of vehicles that are not owned by them but are temporarily entrusted to them for service, storage, or repair.

When a customer leaves their vehicle with a business, there is a responsibility that the business holds to safeguard that vehicle against potential risks such as theft, vandalism, or damage caused by fire or certain other perils. Garagekeepers Coverage fills this need by providing financial protection for businesses against claims for damage to customers' vehicles while they are under the business's care, custody, or control.

In contrast, the other options served different purposes. General Liability Coverage pertains to a business’s overall liability for bodily injury and property damage to third parties, Comprehensive Auto Coverage pertains to damage to a business's own vehicles, and Auto Liability Coverage addresses the business's legal responsibility for damages resulting from injuries or damage caused by their owned vehicles during operation, rather than specifically protecting customers' vehicles.

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