Which part of an insurance policy typically contains "who, what, when, where, and how much" information?

The section of an insurance policy that contains the "who, what, when, where, and how much" information is the Declarations. This part of the policy acts as a summary or overview and provides essential details about the insured person or entity, the property covered, the policy period, the coverage amounts, and the premium.

The Declarations serve as foundational information that helps both the insurer and the insured understand the specifics of the policy. For instance, it specifies the named insured, the location of the property, the types of coverage being provided, and the limits of those coverages. This section is essential for identifying the parties involved and the subject matter of the insurance agreement.

In contrast, the Insuring Agreement outlines the insurer's promise to pay for covered losses, the Conditions describe the responsibilities of both parties under the policy, and the Exclusions detail what is not covered by the policy. While these sections are vital to the overall understanding of the policy, they do not encapsulate the core specifics provided in the Declarations.